keep Earth Beautiful is the mission of Bear Springs Blossom Nature Conservation with healthy people and good health insurance Keep Earth Beautiful
 Bear Springs Blossom Nature Conservation
Bear Springs Blossom Nature = Human Protection
International charitable NON Profit organization

Health Insurance facts

updated March 2010

Doctors are specialists who can find the reason why are you sick and how you can get better and healthy, healthy choices are not easy to make

How does Health-care Insurance Work?

It is mathematics - the economy of scale.
In the past a big family was able to provide care for a sick family member. Mankind has always found safety in numbers.
With a Health insurance, you are part of a big group of other people.
Statistics can show, how many of this group will stay healthy, how many of this group will be sick rarely, and how many of this group will need expensive care.
The bigger the group, the more reliable are statistics.
Many people share the cost.

Car insurance does exactly the same. It collects premiums from its customers, then uses that pool of money to pay accident claims when a customer has a wreck.

History of the health insurance
Hugh Chamberlin in 1694, brought up the idea of health insurance. Much later people could buy accidental insurance which was a real blessing for those who got injured in accidents.
Around 1847, the Massachusetts Health Insurance of Boston was the first who offered the first scheme policy with comprehensive benefits. Around 1890 individual policies were offered by insurance companies which covered everything related to injuries and accidents to diseases and sickness.
The history of the health insurance in Germany goes back to the year 1883. In this year the Bismark social legislation was adopted. A further important stage in the German history of health insurance was 1914, when a positive vote on health insurance laws secured the basis of health insurance for all. 1941 the health insurance for all German pensioners was integrated.

Sometimes health insurance rates are unfair, but this is NOT because of mathematics, this is because greed had overwhelmed responsibility!
In a capitalistic society, competition should level the play field, but missing competition - as it happens today in the US - let to abuse by some insurance companies -
only solution: MORE Competition!
Summary of How Health Insurance Works
Health insurance coverage reduces the risk of financial disaster because health costs are spread across a large group of people, and the healthy people help pay for the sick.

Problems occur, when the mathematical equations / statistics are not correct, or become outdated by big outbreaks of special illnesses.
One of them is the increasing amount of obese people. Their health costs are much higher, because of illnesses caused by obesity. So if you are in a group with many obese people, your premium will go up.
The idea of a health insurance for all, is mainly a mathematical need to get the group of insured people as big as possible.

Example:
If you are in a group with 10000 people and your premium is $500 your health insurance company will get 10000 multiplied with 500 equals $5,000,000.
If 20% of your group get sick and doctor, hospital and medication is $2500
your health insurance will go bankrupt,
because some of the money you have paid is needed to pay for salaries, the insurance building heating and cooling, for lawyers and liability insurance and more.

When there is a small group, the percentage of sick people will fluctuate much more than in a much bigger group.

So what should you look for?
Be part of a group of healthy people in an insurance company that doesn't spend millions of dollars for their upper management and that really takes good care of their customers.
If there is competition and people can compare the benefits of the offered health insurance, premiums will be competitive, what means that the insurance company will calculate your premiums with a "sharp pencil", just enough to cover their costs and make profit.

Government data shows that the hospitals can work efficient or very inefficient - often lower costs come with better care for patients
Be aware that Government data clearly prove
that high hospital costs very often are not
related to high quality patient care

As you read above:
The bigger the group, the better


--------------------------------
Our food
We have warned our members for a long time about

contaminated food:


Mercury
Antibiotics
Hormons
Perclorate
Pesticide
Fungicide
Lead

and much more is found in our food supply.

We inform you by email
what to look for
how to be prepared
give you tips and warnings.

Weed killer can kill your baby!
One of the nation’s most widely used herbicides has been found to exceed federal safety limits in drinking water in four states, but water customers have not been told and the EPA protection Agency has not published the results.
An analysis found that yearly average levels of atrazine in drinking water violated the federal standard at least ten times in communities in Illinois, Indiana, Ohio, and Kansas, all states where farmers rely heavily on the herbicide.
Some states do not check at all.
More than 40 water systems showed spikes in atrazine levels that normally would have triggered automatic notification of customers.
In none of those cases were residents alerted.
In interviews, EPA officials did not dispute the data but said they do not consider atrazine a health hazard???
Atrazine is banned in Germany for 18 years, because it has killed fish and is causing birth defects with under-developed heart and organs.

So, if you are pregnant or have a weak immune system, check your water quality - ask your water board.
-----------------------------------------
In a study scientists of the University of Sydney found proof, that some sorts of honey can help Most of the time Anti-biotica fight only special bacteria and antibiotics resistance is common and a big problem.
Honey used in the study was able to kill all bacteria, including multi resistant ones.
In the old days honey was used to treat skin problems, but nowadays antbiotics are number one - (maybe there is more profit to make?)
It looks like a substance in the honey called Methylglyoxal acts together with other parts to bring up this perfect solution.

As you know, the more we learn, the more we recognize that Nature has a perfect plan ...

----------------------------------
What can we do to have a healthy weight?

As a rule of thumbs:
When you eat more than 2000 calories a day
you will gain weight..
Eat less and you will loose weight!
No diet plan needed

Calories:

100 calories: • Grapes - 150 Gramm
100 calories: • Tomatoes - 400 Gramm
100 calories: • Cherries - 150 Gramm
100 calories: • Cucumbers - 1 1/2 kg
100 calories: • Strawberry - 300 Gramm
100 calories: • Pear - 1 piece
100 calories: • Apple - 1 1/2 pieces
100 calories: 3 small plums
100 calories: Watermelon -- Two cups

100 calories: Corn Cob - 1 normal ear
100 calories: • Toast - ca. 2 slices
100 calories: • Chips - 15 Gramm
100 calories: • Popcorn - 40 Gramm
100 calories: • Peanuts - 15 Gramm
100 calories: 6 Reduced-Fat Triscuits

100 calories add up quickly
when you are thirsty:

100 calories: • 1 glass apple juice
100 calories: • 1 glass orange juice
100 calories: • 1 cup “normal” Cola
100 calories: • 1 big glass of carrot juice
100 calories: 5 ounces Red or White Wine

To get more information on food safety by email,
please become a member of our non-profit-organization
Your donation is fully tax-deductible
Click on the "Join us" button!



Contact us -
we all are part of Nature
Learn to understand Nature!

What else can you do?

Become a member of
Bear Springs Blossom Nature Conservation!
You will get free advice and help!
Membership starts at $1 (one) a month.


Think about
how wonderful our Earth was created...

* * * Live in Harmony with Nature * * *

* * * Learn to understand Nature! * * *




webmaster + volunteer
copyright © Peter Bonenberger

BSBNCG Inc. Non-Profit-Inc.
POB 63295
Pipe Creek, TX, 78063

*2002 - 2010*
International charitable non profit organization Bear Springs Blossom nature conservation keeps our Earth beautiful, protects nature, takes action on air pollution, water contamination, erosion control, solves other international environmental problems, provides nature education, solutions to climate change, global warming. Get your nature education online - main office Texas Hill Country, close to San Antonio, TX
WHY should you
be part of our
international
charitable non-profit
organization?

Better in-depth knowledge
helps YOU
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not destroy Earth
- as we know it -

A good environmental
education helps
You to understand
and
to deal with coming
changes and challenges!
join nature conservation nature education group to protect your family - get information how to prepare for the coming changes and challenges - our non profit organization protects all living beings on Earth. Bear Springs Blossom Nature Conservation fights for good drinking water, healthy air, the future of children, grandchildren - members show responsibility as human being - get environmental news, science reports, nature education, nature conservation newsletter, personal advice

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Send an email to Bear Springs Blossom Nature Conservation main office in Pipe Creek, Bandera county, Texas Hill Country about: international charitable non profit organization 501(c)(3) Bear Springs Blossom Nature Conservation, main office, Nature preserve, Pipe Creek, Bandera county, Texas Hill Country. Ruled by president Peter Bonenberger, Vice president Bob Taylor, local vice president Rob Platt, secretary Diane Platt, international treasurer Erhard Gold, US-treasurer Marianne Bonenberger, public agent Marky Mander, protects international nature, promotes international nature education, nature conservation about us: international charitable non profit organization 501(c)(3) Bear Springs Blossom Nature Conservation. Main office + Nature preserve Pipe Creek, Texas Hill Country. Board members president + educator Peter Bonenberger, Vice president Bob Taylor, Rob Platt, secretary Diane Platt, international treasurer Erhard Gold, teacher + US treasurer Marianne Bonenberger
keep Winnipeg beautiful is our expression to save Earth, to lower the amount of plastic bags, plastic trash, to keep biodiversity, to give the next generation a healthy life on earth. To reduce the impact of global warming, to keep Winnipeg beautiful, - Nature conservation is an affordable solution
members of Bear Springs Blossom Nature Conservation help us to keep Buenos Aires beautiful. Buenos Aires is the capital of Argentina in South America. Trash, airpollution, water contamination, and a loss of biodiversity are environmental problems in Argentina - Nature conservation is the only affordable solution
modern history of Neu-Ulm began with sovereignty change over the city of Ulm in 1810 from the Kingdom of Bavaria to the Kingdom of Württemberg, the Danube as boundary between Bavaria + Wuerttemberg. Nature conservation, nature shows, garden shows in Neu-Ulm
keep Hunt Texas Hill Country beautiful is all about land restoration, erosion control, beautiful nature trails in Hunt Texas. Newcomers work hard to keep biodiversity, to give the next generation a healthy life. Nature conservation is the only affordable solution to the global issue climate change

Bandera Texas
 keep Bandera beautiful = slogan to protect Nature. Nature education online, distant learning at BSB nature preserve - Texas Hill Country. Understand climate change, air pollution, water pollution, nature conservation, recycling. Nature education explains visitors native plants, birds, trees, erosion control, walking on guided tours to see environmental trails, Texas Hill Country birds, Texas Hill Country native tree Madrone - arbutus. Uncontrolled development endangers nature on earth, endangered the balance of fragile Texas Hill Country lime stone habitats
Keep Bandera clean, recycle, don't burn trash, don't bury trash, do not mess with Texas. Recycling lowers air pollution, water pollution, lower use of natural resources. Recycling station at Bear Springs Blossom nature preserve in Bandera County Texas bring recyclables to BSBNCG drop off station
Bandera Texas history founded 1854 - Texas Hill Country, Bandera county - beautiful native plants, madrones, oaks. Bandera cowboy capital of the world. Homes endanger the beautiful landscape of Bandera County, endangering the balance of fragile southern Texas Hill Country lime stone habitats
Cowboys and western values are part of Bandera Texas history. The Texas Hill Country saw many cattle trails. The western tradition is shown in many houses in Bandera county, in cowboy or western country music, jam sessions with fiddle and guitar. New home styles endanger the beautiful landscape of Bandera County, endangering the balance of fragile southern Texas Hill Country lime stone habitats
state Parks, natural areas, nature preserve in Bandera County Texas, Texas Hill Country guided tours, Bandera recreational areas, picnic places, where to grill, outdoor fun
Medina River flows through Bandera County, southern Texas Hill Country - water conservation, water flow control, water contamination, water pollution are big environmental problems

Nature Trails
TX Hill Country
Guided tours on 125 acre Bear Springs Blossom Nature Preserve, park, recreational area provides nature education. Bear Springs blossom nature trails, birding trails, educational trails in Texas Hills. Walking in Pipe Creek, Bandera County Texas on guided tours on 12 nature trails + 4 birding trails updates your nature education. On BSBNCG guided tours you see endangered species, the endangered bird Golden Cheeked Warbler. Hike on hiking trails in the TX hills, stroll on nature trails to see Texas Hill Country native plants, trees, wildlife. Learn, see pristine nature on guided tours, grab binoculars, get knowledge about native plants, watch native birds, the endangered golden cheeked warbler on our educational birding trails
Bear Springs Blossom Nature preserve has twelve nature trails, four birding trails - published in Texas Parks and Wildlife Heart of Texas Nature Birding trail map - our Nature Center lecture room offers knowledge about nature preserves, about wilderness, education trails - informs what to expect on guided tours - enjoy Texas outdoors, see endangered bird Golden cheeked Warbler. Have fun hiking, birding, walking on nature trails in the Texas Hill Country, gaining knowledge in our Nature Center or walking wilderness trails, birding trails
Photos of Bear Springs Blossom nature preserve in the southern Texas Hill Country offers many views, photo opportunities. Take photos of native plants, native grasses, blossoms pictures, wildflowers photos. Get first glimpse with photo slide show, many photos, impressions of native plants, common wildflowers, wild flowers in all colors, learn about nature, get a solid nature education
Texas wildflowers, native plants along our nature trails, birding trails, wilderness trails at the Bear Springs Blossom Nature preserve in Bandera County, Hill Country Texas. BSBNCG non profit provides environmental knowledge. See wild flowers, see wildflowers with blue blossoms, yellow, white blossoms, native grass with seeds, native plants, tree flowers + Madrone blossoms
Bear Springs Blossom Nature Conservation preserve, Pipe Creek Texas, Bandera County has different wildflowers along its nature trails, birding trails - see list of plants - of wild flowers, native shrubs flowering, white flowers, pink flowers, yellow flower, many different wild flowers at our nature preserve in the Texas Hill Country. See Texas Parks and Wildlife Heart of Texas Nature Birding trail map - send email for guided tour, visit to update nature education
Bear Springs Blossom Nature Conservation preserve, Pipe Creek Texas, Bandera County has different grasses along its nature trails, mostly bunch grass, the Texas state grass sideoats grama, visit to get your nature education updated
Photos San Antonio TX, southern Texas Hill Country balcones fault zone. San Antonio Texas with the famous river walk, Alamo, missions, San Antonio Texas 30 miles south east of Bear Springs Blossom Nature Preserve
Overgrazing destroys land, endangers our children's future causing climate change. Overgrazing is related to human health problems, overgrazed meadows reduce drinking water supply, multiply water contamination. Overgrazing causes erosion, destroys the native plants that feed wildlife


Nature Conservation

Bear Springs Blossom Nature Conservation international non profit organization. Nature Preserve located in Bandera County in the Texas Hill Country. See photos, get information how to recognize native plants, native trees as Spanish oaks, Escarpment cherry, lacey oak, texas persimmons, mountain laurel, different native grasses, as little bluestem, bushy bluestem, indian grass, lindheimers muhly. Bear Springs Blossom Nature Conservation shows how to use erosion control, BSBNCG gives courses how to get a beautiful landscape where flora, fauna will flourish and all can live in harmony with nature
Naturschutz ist international - Beschützt die Natur unserer Erde - Information des gemeinnützigen Bear Springs Blossom Naturschutz Vereins, online Bildung, Naturkunde, Naturwissenschaft - Naturschutz, Umweltschutz, Luftverschmutzung, Gewässerschutz, Regenwaldschutz, Klimaveränderung
nature conservation: the only way to give children, grandchildren a safe future, with enough breathable air, enough healthy drinking water, with good climate, without violent weather, storms, floods. Nature conservation is not very costly but very efficient if all of us do just a little bit to reduce air + water pollution, to reduce co2 levels, to lower the impact of global warming + climate change
International Water conservation provides a safer future to children, grandchildren. Water conservation provides enough drinking water, a better climate, without food shortages. Polluted water causes higher food prices. Water conservation is cheap but very efficient if all of us a little bit to reduce water waste, water pollution. Humans need to drink water - drinking water has many health benefits - earth has an permanent water cycle, but polluted drinking water cannot be used - take action today, reduce water consumption - conserve water
soil conservation is the only way to secure our food supply, our drinking water supply, a stable climate - soil conservation is not costly but efficient. Reduce erosion and chemical soil contamination = soil conservation. Reduce co2 levels to lower the impact of global warming, climate change
Nature Center of Bear Springs Blossom Nature Conservation is located at our Nature Preserve in Pipe Creek, Bandera County in the Texas Hill Country. BSB Nature Center gives information how to recognize native plants, native trees as Spanish oaks, Escarpment cherry, lacey oak, texas persimmons, mountain laurel and many different native grasses, as little bluestem, bushy bluestem, indian grass, lindheimers muhly. BSB Nature Center main task is nature education so you can learn how to use erosion control to get a beautiful landscape where flora and fauna will flourish
Mission of non profit organization Bear Springs Blossom Nature Conservation, Bandera County, Texas hill Country. BSBNCG fights for Earth protection. Bear Springs Blossom Nature Conservation takes action for water conservation. BSB mission shows how to preserve a beautiful landscape where flora, fauna can flourish. BSB mission is to provide a better education of the environment, a safer future for the next generation
Madrone or Madrona are rare trees in the Texas Hill Country. Some call it Indians leg, others the peeling tree because the Madrone cannot grow bigger without growing new bark every year. Bear Springs Blossom nature preserve has over 300 madrone showing how nature conservation works and how important an intact nature habitat is to Madrone trees, to provide food for birds, joy to humans
Junipers juniper ashei are trees, shrubs found all over Earth - preferring limestone. junipers are native to Texas. Nature conservation, nature education explains why so many junipers grow in the Texas Hill Country. Texas Junipers are Texas native trees growing up to 80 ft for 200 years. Texas Cedar juniper makes good mulch, help other native plants to grow. Juniper is a nursery plant - very important for nature conservation, essential to humans
earth star, astraeus hygrometricus - a native fungus found at Nature Preserve of Bear Springs Blossom Nature Conservation in Pipe Creek, TX, Bandera County
The Golden cheeked Warbler, an endangered bird, breeds in the Texas Hill Country - no other place on earth. Golden cheeked Warblers need Texas Hill Country trees, plants, mature junipers to build a nest. BSB nature preserve provides habitat for 7 pairs of Golden cheeked Warbler, = GCW who peels little stripes of bark from mature Texas Hill Country juniperus ashei to built its nest. Nature conservation, nature education is important to live in harmony with nature, to protect globally endangered species through international nature protection
Birders like Birding on our birding trails on Texas Hill Country guided tours. Golden cheeked Warbler, an endangered bird breeding only in the Texas Hill Country, see tanager, wren, mocking bird, tit mouse, native + migrating birds at BSB nature preserve
birdlist of native birds seen while birding, walking our birding trails on guided tours in the Texas Hill Country. See the Golden cheeked Warbler, an endangered bird breeding only in the Texas Hill Country
vacation in Texas are very special - the Texas Hill Country - San Antonio - many parks and nature preservers, birding, river walks, hiking, biking are only a few favorites for visitors. guided tours in the Texas Hill Country - see Bandera the cowboy capital of the world
Photos
Bear Springs Blossom
Nature Preserve

Wildflowers
animals
Nature Preserve
Impressions Texas Hill Country Bandera Texas

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Virtual
Nature Center
Bexar Audubon
San Antonio

Bear Springs Blossom
Nature Conservation
is proud to have
Medina Garden Club
+
Bexar Audubon Group
as members.
Bexar Audubon is member of Bear Springs Blossom Nature Conservation, helps with birding nature education, identifying native birds, bird songs, preservation of endangered bird habitat

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and protect
your family!
Join international non profit Bear Springs Blossom nature conservation nature education group to get free personal advice, tips, information how to save money, how to lower your bills, how to insulate your home, how to eat healthy, how to avoid pesticides, how to detect dangerous poisonous gases, how to lower the impact of climate change + air pollution, how to conserve nature
join nature conservation nature education group to protect your family - information how to prepare for coming changes, non profit organization protects all living beings on Earth with nature education, conservation education, water education, soil education, pollution education. Updated nature education for good drinking water, healthy air, with nature conservation + online nature education - get environmental news, science reports, online nature education, online nature conservation newsletter, good conservationists update their environmental education

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